Showing posts with label housing benefit. Show all posts
Showing posts with label housing benefit. Show all posts

Friday, 1 April 2011

No Dogs No Blacks No Irish


So today the changes in housing benefit come into force.

Since the government proposed this saving they’ve been told by various charities, Opposition and their own committees, working parties and anyone else with an interest in fairness, that this will force poor people out of their homes and communities, so it’ll be interesting to see what actually happens.

Which is to say that it’ll be interesting to see just how many families are made homeless, are shoved into hostels, how many children are forced to leave their friends and schools and how many people are forced to move away from their local support networks (used to be known as ‘friends and family’.)

Take a look at this
[Paragraph 59] It is difficult to predict the precise impacts of the LHA changes in London given the number of factors involved. Nonetheless it is clear that the changes in London will result, as they are intended to, in substantial levels of household movement. The Government has acknowledged this and has increased funding for Discretionary Housing Payments, in order to provide local authorities with the means to assist with the transition.  [My emphasis]

It’s fairly obvious where my political sympathies lie but I suggest that it takes a certain kind of person to consider it appropriate to bodily remove people from their home on the sole basis of their income. And yet this issue is being discussed quite openly by apparently civilized people. “Why should poor people live in nice areas? Why should poor people live in decent homes?” or as Shaun Bailey asks, "
"You can talk about your right to live in the community where you grew up, but where do you get the right to spend other people's money?”
We hear a great deal about the politics of envy and that charge is always leveled against people who object to gross inequality, but it seems that it is partly envy that motivates what passes for discourse on this subject. “I don’t get my home paid for, why should They? I can’t afford to live in a pleasant area, why should They?” The question I have never heard asked is: Why don't more people live in good rented homes that don't cost more than a quarter of their income, in pleasant areas?


That's a book unto itself, but it's interesting that Germany, with a strong economy similar to our own has a home ownership rate of around 40%. Most Singaporeans live in public housing and there's no social stigma at all. There's a real link in Europe between poverty and home ownership. Supply and demand are obvious first principals here, and in the UK we're told that one of the primary signs of being a successful adult is the possession of a morgage.


Which is what caused the financial meltdown in the US and which will cause, as it did in the 90's, huge numbers of repossessions as interest rates rise, as they must.

Another question that no one at all seems to ask is, why did councils build social housing in or close to affluent areas in the first place?

The life of Octavia Hill is a textbook example of the Big Society. She left school at 14, her father blew the family money and within 8 years she’d created 15 housing schemes with 3,000 very low paid or occasionally paid tenants. She was also a martinette and was only really interested in the Deserving Poor, making whole families homeless because the children weren’t sent to school, but she was amongst a group of social reformers who shamed society into caring for the very poorest people.   
Two decades before Hill, the destitution, disease and despair of slums had become too much too ignore and, more pointedly, an exhausted workforce was not productive, which prompted reformers and Government to address the issue. The Quakers, with a solid foundation in basic fairness, created factories with communities built around them – decent homes and schools that recognized the need for and allowed people, families and communities some dignity.
Although decent homes were originally built for workers the concept that The Poor ™ could be made better by emulating The Good (no irony intended, to be rich was to be good, with a plain opposite) but there’s always been unease about having The Poor too close. Garden Cities were a way of moving whole communities into new homes in decent surroundings, promoting self-sufficiency. I wonder what all those philanthropists, most of them steeped in the Protestant Work Ethic, would think the new housing benefit scheme shifting familes wholesale into effective slums and flophouses?
During both wars, it was noticed that poor people were simply too ill to fight and more rounds of social reform were undertaken. The Minister for Health & Housing, Aneurin Bevan, created new estates where ". . . the working man, the doctor and the clergyman will live in close proximity to each other,” because of its basic humanizing effect for all concerned, and as a measure of the standards of building and environment. 
In Europe, we look to Paris to see what happens when we shunt poor people into miserable, low employment, low income dumps. In South America it's the favela. It’s been called Apartheid, and has a particular resonance with post-Colonial immigrant groups in France, but it’s much the same in the UK, and today’s changes make that absolutely, unequivocally clear.
The internalized self-hatred of so many low earners is depressing. I know Shaun Bailey, the Conservative ex-candidate who speaks so forcefully and endlessly about his deprived background – in Notting Hill. He now works towards dismantling the support and help his mother and he got throughout his childhood so that it can’t be afforded to anyone else. I mention Mr Bailey in particular because he’s a very public figure who seems to believe that everyone should be like him, something that so many of us seem to believe too. If you’re ill, then just get better. If you’re unlucky, well you should be optimistic and Make It Happen. If you just can’t work a 40 hour week, then you should stop being a lazy scrounger and join the rest of the Soylent Green masses. But to pull oneself up by the bootstraps, one has to have boots. 
Bailey was used this week to attempt to counter another Estate born-and-bred person, Zadie Smith and here’s his thoughtful philosophy on loneliness: 
“Say Hi. It transforms people’s worlds.”
Forget Maslow and his ridiculous hierarchy of needs. Forget the well-researched and documented causes of isolation, alienation and disenfranchisement, Just Say Hi.  
I’m deeply disheartened at how quickly our societies degrade into Social Darwinism. Advertisements for rented housing already include a long list of “No DSS” which is the equivalent of ‘No Blacks, No Dogs, No Irish’ and which hasn’t been objected to by anyone in anything like power, ever. Never mind that the DSS was renamed in 2001, we all know what it means. It means a great many landlords won’t touch poor people, despite the fact that they’ll be paid regular as clockwork. The majority of those that still offer people on housing benefit a roof object to having their rental income cut to £250 a week for a single bedroom and shared toilet and kitchen.
Shaun Bailey and his mum would today risk being moved anywhere where house prices, standards of living and wages are low where they’d be as welcome as any other refugee. And so could you, if you get ill or unlucky. Caring for the poor is, as well as a moral and ethical concern, ultimately a matter of watching our own back. There but for the grace of God and meaningful Housing Benefit go we.

Wednesday, 24 November 2010

Saturday I clean public toilets (though of course my colleagues are unaware of my situation)

A sobering blog on street homelessness from a woman who works a 6 day week.

‘My landlord asked me to move so he could sell,’ writes Aibaihe, 35. ‘I wanted to take advantage of the notice period but he preferred a shorter timeframe. After numerous threats, he simply changed the locks, stealing anything of value and throwing the rest into the street.
‘The police said I could be arrested if I tried to force my way back in. The council refused to assist because I wasn’t on benefits. The solicitor wanted £4,000 to sue him. I lived on a campsite for eight months and then moved onto the streets because free was all I could afford and, having slept rough as a teenager, I knew I could manage.
‘My salary is taken up entirely on a foreign mortgage where my family live. My income has been halved in the recession. All current housing options for the homeless are aimed at those who don’t work and are outrageously expensive.’

Monday, 20 September 2010

This Pathetic Little Saga Of Mine

From a friend . . .
When I knew I was moving I rang income support and explained, they sent out a form (can NEVER remember the numbers they call them) but it was very brief, just a couple of pages to notify the new office in the area I was moving to) and that was all I was lead to believe I had to do, I was very relieved. Anyway it arrived promptly (Glasgow are pretty good, generally civil and competent) just before I moved.
Posted it off to the office they advised on the Monday (I’d moved in two days before). I also registered for housing benefit (they’d enclosed that form for me too). It was accepted but I was sent away with requests for proof of this, original of that . . . etc which I duly did. It took approx five weeks, included a surprise visit from a housing benefit inspector (who was serious but polite and conscientious) to verify everything and ask me a large number of the questions I’d already answered on the form before it arrived.
During this time, I phoned income support (twice)  to check the progress of  the transfer of my claim, they had no knowledge of it at the central office as the local one had not processed it, I was advised to give it a little more time and told he would look into it. A week later a completely new full claim form arrived for completion (three and a half weeks after sending the original notification). It is vast, more detailed than in previous years, soul destroying stuff but obviously I did it and sent it off. I waited . . . waited some more, received a letter advising me that my housing benefit had been suspended and I had x amount days to rectify the situation or reclaim (another form enclosed) before it would be cancelled…..urgh, what was going on?
I usually feel – having had to do a number of times over the years, due to the loss of a job or having another child – anything from victimised or unlucky, frustrated to paranoid because you do what you’re asked but inevitably it never seems enough, delays, being made to feel like a burden or a waster, repetition of previous information provided…..god, I’m tired just thinking of it!
So yes, no housing benefit because I was no longer in receipt of income support, a situation which I had created because I was the only person following things up and notifying the various department in the areas concerned, so NO rent, NO council tax and NO INCOME support. Child benefit yes but hardly enough to sustain us or keep my landlady happy and a roof over our heads! I phoned again, explained the situation again, was told to give it another week as they didn’t appear to have received anything, I wasn’t on the system…OH GOD! No question of if I could manage, wait til then etc. The following week, I phoned again, I explained again, and was told (again!) that they hadn’t received my claim, I was however, located on the system and there was a note advising that a claim for had been sent out on.
I stressed my situation, tears welling up, explained that I didn’t think I could manage any longer, she talked, I started to cry, I was in in luck, she was sympathetic enough to respond, took my telephone number, and offered me a choice of two options but because I was in such a state on the phone by this time, I can’t for the life of me remember what they were, suffice to say she was trying to prompt me to request (without actually saying outright) the option that meant they had to treat my situation as urgent and respond within 5 hours.
I was on the bus, three hours later when I got a call from a rather ‘sniffy’, ‘short’ woman who verified who I was and stated that my claim had been processed and a cheque was prepared, did I want to come into the office or have it sent out 1st class. I request 1st class, I couldn’t have faced going into them having cried down the phone earlier.  Anyway the cheque arrived the next day and I could breath again!
So, it took three hours to find, process and action my claim, after a period of 8 or 3 weeks, depending on which form you count from. All because I got someone who listened, and realised that something had to be done as I’d reached breaking point.
The bottom line is I didn’t shout loud enough, or hassle them frequently enough, if you are too polite, not assertive enough or just plain feel embarrassed or demeaned by the whole process then I don’t believe you get dealt with as quickly.
Does this all make sense? Tired and cold and thoroughly fed up by this pathetic little saga of mine!